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Builder Financing and Residential Construction

Builder Financing

HomeStreet Bank has been supporting local home builders and real estate developers since 1921. We’re one of the largest and most reputable construction lenders in the Pacific Northwest and Hawaii. We have an experienced, expert staff. We provide superior service by putting our loan and market expertise close to customers, including right inside many branch offices. Our local staff members know the markets where our customers build their communities. When you need help, help is there.

Construction Financing

HomeStreet Bank offers construction financing for both residential and condominium “for sale” housing. Our loan products support both speculative and presold units, with competitive terms and loan pricing. With well over 100 years of combined industry experience, HomeStreet’s Loan Officer Team is available to efficiently guide you through the application process.

Lot Acquisition Loans

HomeStreet Bank understands a homebuilder’s need to acquire building lots in advance of new home construction, and lot acquisition loans are often an integral part of our lending relationships. We offer competitive advance rates, loan terms and pricing.

Land Development Financing

The development of building lots is a necessary aspect of the building process. Homebuilders looking to develop lots for their own use can benefit from HomeStreet’s land acquisition and Development financing. With competitive advance rates and loan costs, development financing can be just a phone call or email away. Simply contact your local HomeStreet representative for details.

Custom Construction Loans

At HomeStreet, we call our custom construction loans “One-Step loans.” Whether used to fund building a primary residence or a second home, a One-Step loan provides the funds necessary for construction and then converts to a long-term mortgage — all in one easy loan. For additional information, including whom to contact for this special loan, visit the One-Step product information page.

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