Business Checking Accounts | HomeStreet Bank

Standard Business Banking and Community Banking Programs include:

Basics

Essentials

Analyzed

Advantage

Partner

Partner Plus

Partner Analyzed

Business Basics

An ideal account if you maintain a modest balance and write a limited number of checks monthly.

$10 monthly service fee if the balance falls below $300 any day during the monthly statement cycle
After 50 free checks, a per check charge of $0.50 each statement cycle

Business Essentials

For businesses with higher transaction volumes.

The first 100 checks and deposited items are free each month
$8 monthly service fee if the balance falls below $1,000 any day during the monthly statement cycle
Per check charge of $0.10 over 100 each statement cycle
Per deposited item charge of $0.10 per check deposited over 100 each statement cycle

Investment Representatives | HomeStreet Bank

Business Analyzed¹

Designed for businesses with higher volumes and cash management needs. Our earnings credit allowance can help offset monthly service charges.

Monthly service fee of $8.00
Per check paid fee of $0.12
Per deposit fee of $0.15
Per deposited item fee of $0.06

Business Advantage¹

An ideal account if you maintain a modest balance and write a limited number of checks per month.

$1,000 minimum balance required to earn interest
$8 monthly service fee if the balance falls below $1000 any day during the monthly statement cycle
Per check charge of $0.12 over 100 each statement cycle
Per deposited item charge of $0.10 over 100 each statement cycle

Community Partnership^2,3

For non-profit organizations. Earn interest based on a minimum balance requirement.

$100 minimum opening balance
No minimum balance required to earn interest
No monthly service charge
Per check charge of $0.12 over 100 each statement cycle
Per deposited item charge of $0.10 per check deposited over 100 each statement cycle

Community Reinvestment Act | HomeStreet Bank

Community Partnership Plus³

For non-profit organizations with higher transaction volumes.

$500 minimum balance to open
No minimum balance required to earn interest
No monthly service charge

Analyzed Community Partnership^1,3

A non-interest-bearing analyzed account for non-profit organizations with higher balances and the need for more monthly transactions. Use your earnings credit to offset account fees.

$100 minimum opening balance
No monthly service charge
Per check fee of $0.12 per check
Per deposit fee of $0.15
$0.06 per check deposited

1. Fees on these accounts may be offset by the earnings credit allowance on the analyzed account. The earnings credit allowance is calculated by applying an earnings credit rate to the net investable balance each month (defined as the average collected balance less a 10% reserve requirement). The earnings credit rate is an independently administered rate determined by the Bank and is subject to change.

2. To obtain the annual percentage yield (APY) on your account, your balance must equal or exceed the stated minimum balance required to obtain the APY. No interest will be paid when your account balance drops below the "Minimum Balance Required". Interest begins to accrue on the business day your deposit is posted. Interest will be compounded monthly and credited to your account on the last day of the statement cycle. we use daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account at any time.

3. Exclusively for Non-Profit organizations

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