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Cash Management

Woman writing notes at a table | Cash Management

Cash Management

We help you with the most critical aspects of your business finances: collecting funds, disbursing funds, managing funds, and staying informed regarding your company's cash position.

HomeStreet Marketing Tab
Cash Collect Icon Collecting Funds
Cash Disburse Icon Disbursing Funds
Cash icon Managing Funds
Staying Informed Staying Informed

Collecting Funds

ACH Origination

Collect payments electronically from consumer and corporate accounts, providing more accurate and timely collection of payments. Credit approval required.

Branch Deposits

Make deposits during banking hours or after hours at a secure night drop.

Cash Concentration

Quickly and easily initiate next-day transfers from your company’s accounts at other banks to your HomeStreet Bank account using our Cash Concentration service. Reporting is available to show the daily deposits reported from each of your company’s locations.

Cash Vault (Armored Car)

Manage both your time and cash flow. Armored car service is available on a regular schedule from once a month to seven days a week, based on your needs. Note: This services is available in select areas, please contact us for more information.

Incoming Wire Transfers

Arrange for incoming wire transfer notifications by email or through Business Online Banking.


Convert your receivables into cash more quickly by setting up a Lockbox account. Note: This service is available in select areas, please contact us for more information.

Merchant Bankcard Services

Daily processing of credit card transactions completed at your business, in person, over the phone or online.

Remote Deposit Capture

Deposit checks directly from your computer or desktop by scanning and send them electronically to your HomeStreet account. Approval is required. Review remote deposit capture options

Mobile Remote Deposit Capture

Download our business mobile banking app and use your mobile device (smartphone or tablet) to securely deposit checks. Email notices will keep you informed every step of the way, from when your deposit has been submitted to when it has been processed. Learn more

Disbursing Funds

ACH Origination

Electronically initiate payments to consumer and corporate customers and suppliers. Credit approval required.

Business Credit Cards

Improve cash flow and easily track business expenses with your choice of Visa® Business Credit Cards. Credit approval required.

Corporate Purchase Cards

Designed for businesses with annual sales greater than $10 million. Allows your company to proactively manage spending, monitor payment activity and mitigate risk.

Outgoing Wire Transfers

Initiate domestic and international wire transfers using Business Online Banking by phone, by sending a fax, or through encrypted email.

Managing Funds

Automatic Cash Sweep

Earn interest on excess account funds by setting up a Cash Sweep account. At the end of each business day, funds are automatically transferred between your business checking account and a special bank money market account.

Automatic Loan Sweep

Reduce interest expense by setting up a Loan Sweep. At the end of each business day, funds are automatically transferred between your business checking account and your line of credit.

Zero Balance Accounts (ZBAs)

Automatic, end of day transfer of funds between disbursement (or deposit) accounts and concentration accounts. Consolidating balances in a single account increases operational efficiency and reduces administrative expenses.

Staying Informed

Account Analysis

Review a consolidated monthly report summarizing all activity on your accounts. Your collected balances receive an earnings credit which can be used to offset each month’s service fees.

Positive Pay

View potentially fraudulent transactions before they impact your account. You make the decision either to pay or return any suspect items.

ACH Positive Pay

Prevent unauthorized incoming ACH debits on your accounts.

Business Online Banking & Business Mobile Banking

View account balance and transaction detail for your business checking and loan accounts, transfer between accounts, inquire on the status of transactions, and place stop payments. You determine the access rights for users authorized under your company's Business Online Banking profile.

Business Online BankingBusiness Mobile Banking
Check Images on CD ROM

A convenient long-term storage and retrieval solution for viewing images of paid checks.


Enroll in E-Statements to receive electronic copies of your checking, savings, money market and loan account* statements. Enrolling replaces mailed statements with electronic statements, increasing security and allowing more timely access to your account.
*E-Statements are available on select loan types.


Enroll in E-Notices to receive electronic notices of activity on your checking, savings, money market and loan accounts*. Enrolling replaces mailed notices with electronic notices, increasing security and allowing more timely access to your account.
*E-notices are available on select loan types.

EDI Reporting

Receive same-day notification of incoming ACH transactions containing remittance data.

Learn more about your local Cash Management Sales Officers:

Alexa Kim | HomeStreet Bank

Alexa Kim

Seattle, WA

Jody Serl | HomeStreet Bank

Jody Serl

Seattle, WA


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