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Kevin O'Neill & Gina Kemsley


Your Local Real Estate Lending Team




Kevin O'Neill
Senior Loan Officer
NMLS ID #583062
(415) 549-2382




Gina Kemsley Rainey
Loan Officer
NMLS ID #291780
(415) 828-0218

Click on our names to view our bios and apply online!


HomeStreet Bank Loan Officers

Kevin O'Neill and Gina Kemsley each offer nearly 30 years experience as Loan Officers. Their passion for helping homebuyers with home financing have earned them a solid and creditable reputation in the mortgage industry. They are both highly rated by their clients and in the lending arena. You will find that working with HomeStreet Bank through Kevin and Gina offers an exceptional customer service experience.

Kevin O'Neill

Kevin O'Neill is not only his name, but it's a part of his trademark. Kevin has worked to build a lending career where people identify trust along with his name. He makes every effort to make all loan transactions successful with attention to detail, experienced insight to challenging scenarios and clear communication. Kevin works from HomeStreet Bank's Sonoma Home Loan Center.

Gina Kemsley Rainey

Finding smart and strategic financing solutions for her clients is just one of Gina's strong qualities. Her experience as an underwriter help her to make finding lending solutions that work for her clients. Building strong partnerships with her clients has earned her a business built on repeat customers and client referrals. Gina works from HomeStreet Bank's San Rafael Home Loan Center.

HomeStreet Bank
HomeStreet Bank is a regional bank based out of Seattle, WA. As a Mortgage Banker, it has been providing home financing for over 92 years. Our banking and lending centers span Washington, Oregon, Idaho, Hawaii and California. Providing a positive customer service experience is a HomeStreet Bank tradition.

HomeStreet (NASDAQ:HMST) offers the strength and stability you want when you are looking for a mortgage lender. We also offer a variety of home loan options geared to suit your needs. HomeStreet utilizes a common sense lending approach to help make the lending process a little easier.

Please contact us today--We look forward to working with you!