Credit Counseling Resources
Credit Counseling Resources
The following nonprofit agencies provide homebuyer education and one–on–one pre-purchase counseling.
Portland Housing Center
503–282–7744
www.portlandhousingcenter.org
Solid Ground (formerly Fremont Public Association)
206-206-694-6700
www.solid-ground.org
Vancouver Home Ownership Center
360–690–4496
www.homecen.org
Credit Bureaus
The following agencies can provide a copy of your credit report:
Equifax
Credit Information Services
PO Box 740256
Atlanta, GA 30374–0256
800–685–1111 |
Experian
National Consumer Assistance Center
PO Box 2104
Allen, TX 75013–2104
888–397–3742 |
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Trans Union
National Disclosure Center
PO Box 1000
Chester, PA 19022
800–888–4213 |
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Improve your credit
There are no "quick-fixes" when it comes to improving your credit scores. The following information can help you learn more about improving your credit. Your Affinity Loan Officer can help you learn how to read your credit report and what lenders look at when you are applying for a mortgage.
Building a better credit record
Credit repair: self–help may be best (PDF)
Credit scoring
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