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Down Payment Assistance Programs
Resources
Down Payment Assistance
Income Guidelines
Many down payment assistance programs have income restrictions that require borrowers be at or below 80% of the Area Median Income in order to qualify for the assistance program. Below is an income guideline chart* that lists the 80% area median income for Washington, Oregon, and Hawaii.
Down payment assistance may be available in areas other than the ones listed below, See a list of down payment programs in your area.
If you have questions about qualifying for a down payment assistance program, or about an area median income not listed, please contact an Affinity Loan Officer.
Area
| 1–Person Household | 2–Person Household | 3–Person Household | 4–Person Household |
Seattle
King Co.
Snohomish Co. | $43,050 | $49,200 | $55,350 | $61,500 |
| Pierce Co. | $37,050 | $42,350 | $47,650 | $52,950 |
Portland
Vancouver | $38,000 | $43,450 | $48,900 | $54,300 |
| Salem | $31,800 | $36,350 | $40,900 | $45,450 |
Medford
Ashland | $29,600 | $33,850 | $38,050 | $42,300 |
Eugene
Springfield | $31,100 | $35,500 | $39,950 | $44,400 |
| Honolulu | $53,200 | $60,800 | $68,400 | $76,000 |
| Hawaii Co. | $36,700 | $41,900 | $47,150 | $52,400 |
| Kauai Co. | $38,650 | $44,150 | $49,700 | $55,200 |
| Maui Co. | $42,950 | $49,100 | $55,200 | $61,350 |
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*Area Median Income is determined by the US Department of Housing and Urban Development and is subject to change. For more information, contact an Affinity Loan Officer.
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