Down Payment Assistance Programs

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Hawaii Programs

HomeStart Savings Program
HomeStart Plus Savings Program

HomeStart Savings Program

This program helps you accumulate funds for down payment and closing costs by matching $3.00 for every $1 dollar you save, up to a maximum of $5,000. These funds can be used toward the purchase of your first home as down payment or closing costs.

• Eligible borrowers must have an income of 80% or less of the area median income.
• Homebuyer education is required

HomeStart Plus Savings Program

This program, a variation of the HomeStart program, serves families enrolled in the Federal Family Self–Sufficiency Program and who are receiving public housing assistance. HomeStreet Bank matches $2 for every $1 saved. Eligible homebuyers may save up to $5,000 in a designated savings account to receive the two–to–one matching grant of up to $10,000. To qualify for matching funds, a HomeStreet Bank savings account must be open and active for at least six months.

• Homebuyer education is required

For more information, please contact an Affinity Lending Center near you.