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FDIC Information

Indexed Money Market Account

An FDIC insured account that rewards you for carrying higher balances with a higher rate of return. The account offers limited checkwriting and transfer privileges.

  • $25000 Minimum opening deposit required.
  • No minimum balance required to earn interest.
  • Tiered rates for higher balances.
  • Balances of $25,000 or more earn premium interest.
  • A $10 monthly service charge applies if the balance falls below $25000 any day during the monthly statement cycle.

open an account

For additional information, please contact one of our bank branches.

Transfers and/or withdrawals from your money market account conducted in person in the branch or at the ATM are unlimited. All other transfers are limited by federal regulations to six (6) during a calendar month. Of the six, only three (3) may be by check, draft or point of sale (POS) payable to third parties. Transfers include: pre-authorized transfers, automatic transfers, transfers to an overdrawn checking account, telephone transfers requested through the branch or Customer Service Center, Telephone Banking transfers, automatic payments (excluding HomeStreet loan/mortgage payments), Online banking transfers and bill payments, and internet generated transactions.

The interest rate is variable and may change after the account is opened. Fees could reduce earnings on the account.

Customer purchases checks.

GeoTrust, Equal Opportunity Lender, FDIC