For Homebuyers

Learn about
All-in-one construction loans

Moving into a new home is an exciting step, and now it’s a step you can take with confidence.  HomeStreet Bank was chosen by your builder as the preferred lender for your new home. 

As a result, you will be eligible for reduced closing costs. You’ll also have access to special loan programs with low down payments and a variety of loan programs to choose from when you get your home loan through us. 

Our loan officers are experienced, friendly, and knowledgeable and can help you find the right loan for you!  Applying is easy and approval is quick-most loans are approved at the time of application! 

All-In-One Construction Loans

• One loan
• One rate
• One closing!

If you are having a custom home built, you can secure your interest rate NOW with HomeStreet Bank’s One-Step Construction loan program.  Your builder will be able to submit draws once a month to a local office, making this program easy for you and your builder! 

If you own a home now, the One-Step Construction loan makes it easy to finance your new home without having to sell it first.  When you apply for a One-Step Construction loan, you can secure your interest rate now and pay interest only while your home is being built.  When construction of your new home is complete, the loan will roll to a permanent mortgage without having to go through the financing process again.  At that point, you can put your current home on the market and use the proceeds to reduce or eliminate mortgage insurance!

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For more information, or to apply for a mortgage contact the Builder Preferred Lending Center.